MSO Personal Inland Marine Program
The Personal Inland Marine Program is the equivalent of a Homeowners program for recreational marine vehicles/dwellings of all types. The property must not be used for business or professional purposes, except as provided for certain classes.
Coverage is available for individuals, including relatives, residing together, except as specifically provided for certain classes and coverages.
Selected Endorsements include Scheduled Property (with a replacement coverage option); Miscellaneous Property Floater; Valuable Articles (up to $5000 to cover fur, jewelry, silverware); and Outboard Motors / Motor Boats, which provides “all cause of loss” coverage for either actual cash value or specified limit basis on boats, motors and related equipment.
For Commercial marine vehicles, MSO offers a Commercial Inland Marine Program.