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Important announcement regarding MSO Inspection Services

MSO inspection services are now available to other carriers and agencies, as well as subscribing companies!

What are other important features of on-demand (mobile) refueling addressed by NFPA 30A?

November 8, 2023

Chapter 14 of the Code requires that a safety-emergency plan be kept on the dispensing vehicle. This would include procedures for spill prevention, fire safety, and driver training.

What is mobile refueling and is it addressed by any national standard?

November 8, 2023

Mobile refueling or on-demand refueling is the practice of refueling a vehicle by a service that brings fuel to an offsite location. This could be the customer’s driveway, a parking lot, or other site.

What specific safety components should be replaced after flood exposure?

October 11, 2023

Components of special interest for insurance are communication devices, protection, and signaling systems, including burglar, fire alarms, and sprinkler systems.

Why is it important to understand the full scope of flood damage to a building’s electrical system?

October 11, 2023

Hurricanes and floods leave obvious visible damage in their wake. However, there is also invisible damage. Flood waters may contain chemicals, oils, sewage, and debris that can render electrical systems unsafe or inoperable.

Do concealed spaces increase fire hazard?

September 13, 2023

A concealed space is a void or unoccupied area in the construct of a building, not readily visible and with no easy access. While seemingly innocuous, these gaps can add to fire risk, delay detection, and complicate suppression efforts.

How can fire risk be reduced in concealed spaces?

September 13, 2023

Concealed spaces in architectural design add complexity to fire risk. Insurance inspection organizations acknowledge the concealed space hazard with an additional rating factor. Yet steps can be taken to reduce risks associated with concealed areas.

What measures are necessary for code based central station monitoring of fire alarms?

August 9, 2023

Regular testing and maintenance of the alarm system are very important. Thorough documentation is vital so an annual certificate can be provided to the building owners and AHJ’s (authorities having jurisdiction), such as the insurance company.

What are the general standards for central station monitoring of fire alarms?

August 9, 2023

Initial alert and warning of occupants in a building of possible fire or other hazard is the first line of security. This is provided by detectors and other local alarms. The next step is the signaling or reporting of the incident to the first responders who can provide aid.

What types of smoke detectors should be used in habitational risks?

July 11, 2023

Early fire detection is extremely important. Seconds count in effective firefighting, and time to flee can be the difference between life and death for residential occupants. NFPA 72, the National Fire Alarm & Signaling Code, provides guidance in selecting smoke alarms, including for habitational risks.

What types of fire alarms should be used in commercial risks?

July 11, 2023

An understanding of loss control devices is helpful in underwriting commercial coverage. National Fire Protection Association Code 72, Fire Alarm & Signaling, as well as Underwriters Labs UL 827, 268, and 217, detector standards, provide guidance when evaluating insured properties.