 Revised Additional Insured Endorsements Approved in Delaware, Indiana, Maryland and New Jersey – 10/28/04
 Revised Additional Insured Endorsements Approved in Delaware, Indiana, Maryland and New Jersey – 10/28/04 Contractors New York Liability Limitation Endorsement Approved in Delaware and Maryland – 10/27/04
 Contractors New York Liability Limitation Endorsement Approved in Delaware and Maryland – 10/27/04 Silica Exclusion Endorsement Introduced for Commercial Umbrella in New Jersey and Pennsylvania – 10/26/04
 Silica Exclusion Endorsement Introduced for Commercial Umbrella in New Jersey and Pennsylvania – 10/26/04 Limited Commercial Property Coverage for Fungi / Mold Introduced in Delaware and Indiana – 10/26/04
 Limited Commercial Property Coverage for Fungi / Mold Introduced in Delaware and Indiana – 10/26/04 Barber / Beauty Professional Rates Revised for Businessowners – 10/26/04
 Barber / Beauty Professional Rates Revised for Businessowners – 10/26/04 Lead / Lead Contamination and Asbestos Exclusion Approved for Garage Program in Maryland and Pennsylvania – 10/18/04
 Lead / Lead Contamination and Asbestos Exclusion Approved for Garage Program in Maryland and Pennsylvania – 10/18/04 NJ Order A04-143 Requires Uniform Attending Provider Treatment Plan Form for PIP Decision Point Review  and Precertification – 10/13/04
 NJ Order A04-143 Requires Uniform Attending Provider Treatment Plan Form for PIP Decision Point Review  and Precertification – 10/13/04 Post-TRIA Terrorism Endorsements Introduced – 10/07/04
 Post-TRIA Terrorism Endorsements Introduced – 10/07/04 Additional Insured – Grantor of Franchise Endorsement Approved for BOP Program in New Jersey, Delaware, Maryland and Indiana – 9/30/04
 Additional Insured – Grantor of Franchise Endorsement Approved for BOP Program in New Jersey, Delaware, Maryland and Indiana – 9/30/04 Limited Commercial Property Coverage for Fungi / Mold Introduced in Pennsylvania – 9/22/04
 Limited Commercial Property Coverage for Fungi / Mold Introduced in Pennsylvania – 9/22/04