Revised Commercial Auto Physical Damage Rate Level Introduced in New Jersey – 5/02/05

New Jersey Private Passenger Auto Territorial Rating Plan Reulgation Adopted – 4/28/05

Updated Personal Auto Model Year Rates for Physical Damage Introduced in Pennsylvania – 4/22/05

New Jersey Proposes Changes to Salvage Deductions for Auto Total Loss Claims – 4/13/05

New Jersey Exportable List Revised – 3/16/05

Revised Commercial Property Program Approved in New Jersey, Pennsylvania, Maryland and Delaware – 3/10/05

Revisions to Personal Lines Extended Replacement Cost Coverage Endorsement – 2/28/05

Personal Auto Accident Surcharge Rule Revised in Pennsylvania – 2/24/05

Fuel Oil Exclusion and Coverage Buyback Program for Personal Lines Introduced in Delaware and Maryland – 2/23/05

Revised Fuel Oil Coverage Buyback Rules for Personal Lines Approved in New Jersey – 2/23/05