Limited Rate Credit for “Life Safety” Sprinkler Systems Approved for BOP Program in Delaware, Indiana and Maryland – 1/05/05

Crime Program Revised – 1/03/05

Post-TRIA Terrorism Endorsements to be Introduced for Dwelling Program in Delaware – 12/22/04

Limited Rate Credit for “Life Safety” Sprinkler Systems Approved for BOP Program in New Jersey – 12/16/04

Post-TRIA Terrorism Endorsements Introduced for Dwelling Program in Maryland – 12/14/04

New Jersey Homeowners Rate Revision Approval Reminder – 12/14/04

Silica Exclusion Endorsement Approved for Commercial Umbrella in Delaware – 12/10/04

Revised Fuel Oil Exclusion and Coverage Buyback Program for Personal Lines Approved in New Jersey – 12/10/04

Revised Pennsylvania Homeowners Rate Level Approved for MHO 4 & MHO 6 – 12/03/04

Limited Rate Credit for “Life Safety” Sprinkler Systems Approved for BOP Program in Pennsylvania – 11/29/04