Glen Rock, NJ – MSO®, Inc. (The Mutual Service Office, Inc.) is expanding the specialty Businessowners (BOP) programs they offer to include craft breweries. This is in addition to programs already available for such exposures as Bed and Breakfasts, Dry Cleaners, Funeral Directors, Home Care Providers, Make Up Artists and Personal Fitness/Wellness Coaches, Pet Services, Restaurants, Self Storage, Landlords, Condominium Owners and Home Businesses. The specialty BOPs are designed to address exposures particular to each class of business.
The new program is designed to meet the needs of small craft microbreweries – businesses that produce less than 15,000 barrels of craft beer per year. The current MSO restaurant BOP was used as the basis for the program. Incidental liquor liability coverage is automatically included for tastings – where small samples of beer are available without a charge. Property rates are reduced for those breweries that outsource fermentation and or bottling processes.
MSO is a property/casualty rating service bureau, providing product development and rating services to the insurance industry since 1944. MSO has long been an industry leader, offering programs that are comprehensive and easy to use. MSO’s plain language program design and consistency of policy language between the programs also makes claims handling easier. MSO will work with companies to customize the program to meet a company’s marketing and underwriting requirements. MSO will continue to expand by making additional programs available in a growing number of states.
For information on all of the programs and services offered by MSO, contact Sue C. Quimby, CPCU.