Revised Additional Insured Endorsements Approved in Pennsylvania – 9/02/04

Additional Insured – Grantor of Franchise Endorsement Approved for BOP Program in Pennsylvania – 8/31/04

Optional $750 Physical Damage Deductible for Commercial Auto Introduced in New Jersey – 8/12/04

Contractors New York Liability Limitation Endorsement Approved in Pennsylvania – 8/11/04

Lead / Lead Contamination and Asbestos Exclusions Endorsement Approved for Commercial Lines Programs in Delaware – 8/05/04

Contractors New York Liability Limitation Endorsement Approved in New Jersey – 7/16/04

Church Van Classifications Introduced in Delaware and Maryland – 7/15/04

Silica Exclusion Endorsement Implemented in Indiana and Maryland for Commercial Lines Programs – 7/08/04

Silica Exclusion Endorsement Policyholder Notices Available – 7/02/04

Silica Exclusion Endorsement Approved for Commercial Lines Programs in Delaware and New Jersey – 6/25/04