Corporation

Who Is MSO?
Why MSO?
MSO History
Technical Support Services
Schedule Rating
Unique Personal Lines

Technical Support Services

MSO combines state of the art technical support service with one-on-one problem solving to help member companies underwrite business easily and profitably. In addition to providing on-site training and refresher courses for all MSO products, our skilled support staff provides the following key services to help insurers get the most out of MSO:

  • Expert guidance in modifying MSO rules and forms
    Since no two companies are the same, we work with member companies to customize MSO products to meet individual needs. Whether introducing an MSO program in another state or adapting one to meet the specific needs of a target market, MSO product development specialists work with companies to develop modifications that are compatible with MSO standard forms and wording. We also provide special assistance in devising rates for companies introducing MSO programs in states outside our operating area.

  • Assistance with insurance department filings
    In addition to assisting our member companies with MSO filings, we also assist with non-MSO filings. Our technical support staff ensures companies have all the data needed to meet filing requirements. We also package and submit filings, as well as handle any insurance department inquiries.

  • Simplified statistical coding and reporting
    At MSO, we believe statistical coding and reporting should not be a burden on insurers. That's why we act as the statistical agent for all member companies. We file summary data reports to insurance departments so our company subscribers don't have to. We've simplified coding as well. Our MSO Statistical Plan requires the same coding by line for all companies, no matter how large or small. The plan also uses the same basic record layout for each line of business, and is designed to collect only data of vital importance. For companies working with more than one rating bureau, we can convert AAIS and ISO coding to MSO for easy data collection.

  • Custom statistical reports
    Each MSO company automatically receives copies of the routine summary data reports we file with insurance departments. But because the standard summary reports may not answer all questions, we also provide companies with custom reports to satisfy individual pricing, underwriting and marketing planning needs. Our sophisticated databaseb enables us to code, collect and produce reports on any data a company wants. Custom reports are available on a basic calendar year, policy year or accident year basis.

  • Hands-on assistance for computer programmers
    Our staff will work with company computer programmers and independent software vendors to incorporate MSO programs into in-house automation systems. We provide guidance in interpreting MSO products, establishing proper rating and sequence procedures, and ensuring statistical coding requirements are met. By assisting at the ground level of program installation, we help company subscribers reduce the chance of costly errors down the road.