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Inland Marine Program - Special Features
Coverage may be written separately or in conjunction with other Section I coverages
under the Homeowners, Combination Dwelling or Mobilehomeowners programs.
Coverage Endorsements
- MPL 15 - Scheduled Property
Provides scheduled limits and blanket limit "all cause of loss" coverage on described property.
Coverage is on a replacement basis if MPL 49 (Replacement Coverage - Extended Option - Section I)
applies.
- MPL 16 - Miscellaneous Property Floater
Provides scheduled coverage on the
described property on a "named cause of loss" or "all cause of loss" basis. This may be used for
any property not more specifically provided for under the other endorsements.
- MPL 17 - Valuable Articles: Fur, Jewelry, Silverware
Provides "all cause of loss" coverage on a blanket limit basis (up to $5,000) for furs, jewelry
and silverware. A $1,000 limit applies to any one item of jewelry.
This coverage is in addition to the basic "named cause of loss" coverage provided in MPL 01. If MPL
49 applies to the policy, such property is covered on a replacement coverage basis.
- MPL 19 - Outboard Motors / Motor Boats
Provides "all cause of loss" coverage on an actual cash value or specified limit basis on boats,
motors and related equipment.
Eligibility
Coverage is available for individuals, including relatives, residing together, except as
specifically provided for certain classes and coverages. An unrelated person may be named if a bona
fide co-owner of the property.
The property must not be used for business or professional purposes, except as provided for certain
classes.
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